How to Pay Your Naturalization Fee: A Step-by-Step Guide

January 13, 2025

Navigating the naturalization process can be complex, especially when it comes to understanding how to pay naturalization fees. At Law Offices of Jeffrey A. Thompson, we often guide clients through this crucial step.

This guide will break down the payment process, covering fee amounts, payment methods, and a step-by-step approach to ensure your application moves forward smoothly.

What Are the Costs of Naturalization?

The naturalization process involves several fees. As of January 2025, the filing fee for Form N-400, Application for Naturalization, is $640. This fee covers the processing of your application by U.S. Citizenship and Immigration Services (USCIS).

Biometric Services Fee

Most applicants must pay an $85 biometric services fee in addition to the N-400 filing fee. This fee covers the cost of fingerprinting and background checks. Applicants 75 years or older do not need to pay this fee.

Fee Reductions and Waivers

USCIS offers fee reductions for eligible applicants. You may qualify for a reduced filing fee for Form N-400 if your documented annual household income is greater than 150% of the Federal Poverty Guidelines.

Infographic: How much does naturalization cost in 2025?

USCIS provides fee waivers for those facing financial hardship. You might be eligible if you receive means-tested benefits or if your household income is at or below 150% of the Federal Poverty Guidelines. To request a fee waiver, you must submit Form I-912 along with your N-400 application.

Additional Costs to Consider

While not part of the USCIS fees, it’s important to budget for other expenses associated with naturalization:

  1. Passport fees: After naturalization, you’ll likely want to apply for a U.S. passport. The current fee for a first-time adult passport book is $130, plus a $35 execution fee.
  2. Document preparation: You might need to pay for copies of required documents or translations of non-English documents.
  3. Legal assistance: Some applicants choose to hire an immigration attorney to help with their application (though this is not mandatory). Expert guidance can ensure all paperwork is correctly filed and represent you in any necessary proceedings.

Planning for Your Naturalization Journey

Understanding these costs upfront allows you to plan accordingly and avoid surprises during your naturalization journey. Fees are subject to change, so always check the official USCIS website for the most up-to-date information.

Now that you understand the costs involved in naturalization, let’s explore the various payment methods accepted by USCIS for these fees.

How to Pay Your Naturalization Fee: A Comprehensive Guide

Online Payment Through USCIS Website

USCIS offers a convenient online payment system for naturalization fees. To use this method:

  1. Create a USCIS online account
  2. Submit Form N-400 electronically
  3. Pay associated fees using a credit card, debit card, or U.S. bank account
Infographic: How can you pay your naturalization fee?

When making an online payment, verify all entered information. A simple error in your credit card number or bank details can result in a rejected payment and application delay. USCIS typically processes online payments immediately, providing a confirmation receipt (which you should save for your records).

Check or Money Order Payments

USCIS accepts personal checks, cashier’s checks, or money orders for naturalization fees. When using this option:

  1. Make your payment payable to “U.S. Department of Homeland Security” (avoid abbreviations like “DHS” or “USDHS”)
  2. Write your A-Number (if applicable) on the front of your check or money order
  3. Mail your payment with your completed Form N-400 to the appropriate USCIS lockbox facility (which varies by location)

Credit Card Payments with Form G-1450

For those who prefer to use a credit card but submit a paper application, USCIS provides Form G-1450 (Authorization for Credit Card Transactions). This form allows you to provide your credit card information securely. To use this method:

  1. Fill out Form G-1450 completely and accurately
  2. Place it on top of your Form N-400 when mailing your application package
  3. USCIS will process the payment and destroy the form to protect your financial information

Important Considerations

Regardless of your chosen payment method, submitting the correct fee amount is essential. Incorrect payments can lead to application rejection or delay. Always check the current fee amounts on the official USCIS website before submitting your payment.

We at Law Offices of Jeffrey A. Thompson advise clients to keep copies of all payment-related documents. This practice can prove invaluable if questions arise about your fee payment during the citizenship process.

With these payment options in mind, let’s move on to a step-by-step guide for submitting your naturalization application and fee.

How Do I Pay My Naturalization Fee?

Prepare Your Documentation

Before you submit your payment, collect all necessary documents. This includes your completed Form N-400, proof of eligibility, and any supporting evidence. Check that your personal information matches across all documents to prevent processing delays.

Select Your Payment Method

Choose the payment method that suits you best. Online payments through the USCIS website process fastest (often within 24 hours). If you choose a check or money order, allow extra time for mail delivery and processing.

Infographic: How has the USCIS naturalization fee changed in 2024? - how to pay naturalization fee

For credit card payments, use Form G-1450. Complete it accurately to avoid rejection. USCIS will destroy this form after processing to protect your financial information.

Submit Application and Payment Together

When you mail your application, place your payment or Form G-1450 on top of your N-400. This ensures USCIS processes your fee first. If USCIS rejects your payment, they may return your entire application without review.

USCIS recently announced that on Jan. 31, 2024, they published a final rule adjusting certain immigration and naturalization benefit request fees for the first time since 2016. Be sure to check the current fee requirements before submitting your application.

Monitor Your Payment and Application

After submission, watch your bank account or credit card statement closely. USCIS typically processes payments within 5-7 business days. If you don’t see the charge after two weeks, contact USCIS immediately.

USCIS will send a receipt notice (Form I-797C) to confirm they’ve received your application and fee. This usually arrives within 2-3 weeks. If you don’t receive it, contact USCIS or consult with an immigration attorney to ensure your application remains on track.

Seek Professional Guidance

The naturalization fee payment process (while straightforward on paper) can present unexpected challenges. Many applicants find value in professional guidance to navigate this and other aspects of the citizenship journey. Immigration attorneys (such as those at Law Offices of Jeffrey A. Thompson) can provide tailored advice and help you avoid common pitfalls in the application process.

Final Thoughts

The naturalization fee payment process marks a significant step in your U.S. citizenship journey. Accuracy and timeliness play vital roles when you pay your naturalization fee, regardless of the method you choose. Submitting the correct fee amount with your properly completed Form N-400 prevents delays or rejections in your application process.

Infographic: How to Pay for U.S. Naturalization? - how to pay naturalization fee

After submission, monitor your bank statements or credit card transactions to confirm payment processing. Watch for your receipt notice (Form I-797C) from USCIS, which confirms they received your application and payment. This document allows you to track your application status as you move forward.

The path to citizenship involves complex steps, but understanding how to pay naturalization fees represents a key milestone. At Law Offices of Jeffrey A. Thompson, we offer guidance through every step of your immigration journey (including fee payments and application submissions). Our immigration law expertise helps ensure a smooth path to citizenship, providing the support you need to achieve your American dream.

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